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Copyright © 2024 Guild Mortgage, LLC – NMLS #3274

These promotional materials were created by Guild Mortgage independent of HUD, FHA or any other government agency participation.

Fixed-rate and adjustable-rate Home Equity Conversion Mortgages (HECMs) are insured by the Federal Housing Administration (FHA). Fixed-rate loans are distributed in a single lump sum with no future draws. Adjustable-rate mortgages offer five payment options and allow for future draws. The age of the youngest borrower determines the amount of funds available that can be received during the first 12-month period, subject to an initial disbursement limit. Flex Payment Mortgage is Guild’s version of a reverse mortgage. HECMs are federally insured by the FHA. Borrower must maintain home as principal residence, pay all taxes, insurance, maintain the home, and comply with all other loan terms. In some states, only one borrower must be at least 62 years old. The state of Texas requires that both borrowers are over the age of 62.

Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.

All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.

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